Side Hustle Income – September 2021

Following our side hustle series detailing the side hustles we participate in we have decided to track and detail the income we generate each month. If you want to read all the previous linked posts you can find them all here.

This month we added a new side hustle income stream which I wrote about here last month. September has been another good month of consistent side income so I’m hopeful of staying on track to hit our 2021 goal of 10k in side hustle income.

Year to Date – Month by Month Comparison

These charts are from my Income and Expense Tracker click on the image for the link.

September 2021 – Side Income Breakdown

These charts are from my Income and Expense Tracker click on the image for the link.

Total Side Hustle Income – September 2021 = $1,343.96

Total Side Income 2021 (to date) = $8424.30

Please note that the numbers below and above don’t include tax/expenses so these are less spectacular when you take this into consideration (these are pre-tax figures).

Gardening = $1,012.22 (approximately 30 hours work)

September was a consistent month for gardening. After raising our prices last month we still haven’t lost any customers, and my husband is a lot happier with his new rate. If you want to find out more on doing Gardening as a side hustle I cover it in this blog post here.

Airtasker = $0.00

I didn’t complete any tasks on Airtasker in September, but I did get my first request from someone without me making an offer on a task. The task they wanted to do was too big for my time available, but it was good to know that the list your services section of Airtasker does work. If you want to find out more on doing Airtasker as a side hustle I cover it in this blog post here.

Etsy = $71.74

I’ve had a few people ask me to do a post on my tips for getting started selling printables and digital products on Etsy. I’m hopeful that I will find some time in October to share what I’ve learnt from this side hustle. I’m still working on my AirBnB host guide, which I’m hoping to have ready for the store in December 2021 (so stay tuned). If you would like 10% off any of my Etsy items click here to view my store.

Affiliate Income = $260.00

As mentioned at the start of this post we now have a new income stream. I like to be 100% honest and transparent so I wrote about this here if you want to read about why we are using affiliate marketing, what affiliate marketing is, and what we are using the income for.

Other (including Market Research) = $0.00

We had a very lean month from our market research tasks. I signed up for a bunch but wasn’t picked (which happens sometimes). Hopefully next month is better. You will find links to all of the Market Research companies I’m signed up for here.

Next Month

In order to reach 10k in side hustle income for 2021 we need to average $730 a month.

Notes: I track my Income and Expenses via my tracker available on my Etsy Store Link Here .

Income and Expense Tracker with Automated Dashboard Single | Etsy

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Side Hustle Income – August 2021

Following our side hustle series detailing the side hustles we participate in we have decided to track and detail the income we generate each month. If you want to read all the previous linked posts you can find them all here.

I’m not sure about you but as soon as August hits the rest of the year seems to just fly by. I feel like it was only yesterday that I was tallying up our side hustles for July, and now we are a few days into September. As we get closer to the end of the year we are inching closer and closer to 10k in side hustles for the year. We haven’t tracked our side hustles in previous years so I have no way of comparing our progress this year. That being said 10k a year in side hustles is definitely more than we ever expected to earn in our spare time.

Year to Date – Month by Month Comparison

These charts are from my Income and Expense Tracker click on the image for the link.

August 2021 – Side Income Breakdown

These charts are from my Income and Expense Tracker click on the image for the link.

Total Side Hustle Income – August 2021 = $1,143.15 (we set ourselves a goal in August of $500 in side hustle income)

Total Side Income 2021 (to date) = $7080.34

Please note that the numbers below and above don’t include tax/expenses so these are less spectacular when you take this into consideration (these are pre-tax figures).

Gardening = $1,039.65 (approximately 30 hours work)

After a quiet July my husband really ramped up his gardening and also increased his hourly rate. My husband doesn’t like discussing money with his customers and so this experience was not enjoyable for him. Despite his concerns his customers happily paid the new price, and I’m happy to confirm we haven’t lost a customer. If you want to find out more on doing Gardening as a side hustle I cover it in this blog post here.

Airtasker = $0.00

I didn’t complete any tasks on Airtasker in August. If you want to find out more on doing Airtasker as a side hustle I cover it in this blog post here.

Etsy = $40.50

Some of these sales came from people who found me via the blog so thank you for supporting my small business. I’m still working on my AirBnB host guide, which I’m hoping to have ready for the store in September 2021 (so stay tuned). If you would like 10% off any of my Etsy items click here to view my store.

Other (including Market Research) = $63.00

I was paid $5 from a quick Askable task and $8 from Social Soup for testing a new protein bar (which was quite nice btw). The remaining $50 was from doing a University study where I had to participate in cognitive testing. I did this study during my lunch break which was really handy. I’ve only recently started looking at clinical/university studies in addition to my regular market research companies, but I 100% recommend them. You will find links to all of the Market Research companies I’m signed up for here.

Next Month

In order to reach 10k in side hustle income for 2021 we need to average $730 a month.

Notes: I track my Income and Expenses via my tracker available on my Etsy Store Link Here .

Income and Expense Tracker with Automated Dashboard Single | Etsy

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What to do if you have an ATO tax debt?

This year it’s highly likely that my husband and I will have a reasonably large tax debt due to the growing dividend income from investments. I have had large tax bills in the past and so I thought I would share what we’ve learnt from our past experiences with Australian Tax Office (ATO) debts.

Don’t Panic (or at least try not to)

The first time I received a tax bill I was immediately sick, stressed and terrified at the unknown. The feelings I felt at the time were a completely natural response (especially for someone with anxiety), but I want to reassure you that getting a tax bill isn’t the end of the world (although it does feel like that at the time). Make yourself a cup of tea, take a few breaths, and phone a support person if you need to.

Note: If you are feeling so overwhelmed or anxious by a debt to a point where you are unable to cope then please seek mental health assistance to complement the steps below.

Don’t bury your head in the sand

The worst thing you can do with a tax debt is to ignore it. It won’t magically go away, and the longer you delay dealing with it the more difficult it can be. The most important thing to do is to read your ATO Tax Assessment letters or any other correspondence you’ve received regarding this debt (you will receive this information via mail or the online ATO portal). The ATO correspondence will provide you with dates as to when the tax bill is due, where to make a payment, and what your options are if you can’t pay the full bill by the due date (eg. payment plan).

Emergency Fund

If you have a fully funded emergency fund or the money in savings to pay for your tax bill outright then you can pay it off by phone or online via the MyGov ATO portal. If you don’t have the money to pay it off that’s okay you can organise to pay via payment plan. The benefit of paying it off in full is that you will avoid any interest that a payment plan from the ATO may incur.

Payment Plan

If you don’t have enough money to pay your tax debt the ATO allows you to enter into a payment plan. ATO Payment Plans are designed to allow you to pay off your tax debt and any interest in a time frame that suits your financial situation. Be aware that ATO Payment Plans do attract interest so the longer you take to pay off the debt the more interest you pay.

If your debt is $100,000 or less then you can set up your payment plan online without even talking to someone (which can take a lot of the anxiety and even shame out of it). You can also call the ATO directly or have your tax agent negotiate your payment plan on your behalf.

Calculating your Payment Plan repayments and term

The ATO offer a Payment Plan Estimator here that allows you to run your own scenarios anonymously.

Additional Notes:

  • In order to set up your payment plan online you need to agree to an upfront 10% repayment within 7 business days of agreeing to the payment plan.
  • You also need to set up your repayments to pay the debt and interest off within 2 years.
  • Interest is currently charged at 7.04% (current rate Aug 2021)
  • You can make additional payments at anytime after you sign up to a payment plan.
  • You can opt to pay it off as quickly as you can afford to.
  • You can make payments weekly, fortnightly or monthly.
  • It’s important that you stick to the plan you’ve agreed to once set. If something changes and you can no longer pay you will need to call the ATO immediately to let them know your change in circumstances.

Example ATO Payment Plan: If you used the online payment plan estimator and had a $5000 debt you would need to agree to pay $500 within the first 7 days of starting the plan. After this you would need to pay $50 a week for 96 weeks (plus one additional part payment of $11.03) to pay the loan off within the maximum 2 year repayment period. This would incur $311.03 in interest over this period. If you opted to pay it off sooner the interest would be reduced.

What if you can’t pay a 10% upfront payment? or afford to pay the debt off within 2 years?

If you are in serious hardship, need a little more time to pay, or can’t afford the upfront payment then call the ATO directly. They have additional supports available to those in serious hardship. By calling the ATO directly you can negotiate more time on your payment plan, or negotiate a reduced upfront payment.

So as you can see getting a tax debt isn’t fun, but it also isn’t the end of the world. If you take steps early you can sort out a payment plan that suits your financial needs without completely ruining your future financial plans.

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Side Hustle Income – July 2021

Following our side hustle series detailing the side hustles we participate in we have decided to track and detail the income we generate each month. If you want to read all the previous linked posts you can find them all here.

July has been a weird month for side hustles here in our household. Hubby’s gardening has been almost non existent due to lockdowns in our state, which has meant that gardening was not allowed during much of July. This severely impacted side hustle income in this category (gardening is typically our biggest side hustle). That said thanks to a one off job that my husband completed earlier this year, and was paid this month for we managed to turn July into our best side hustle month to date.

Year to Date – Month by Month Comparison

These charts are from my Income and Expense Tracker click on the image for the link.

July 2021 – Side Income Breakdown

These charts are from my Income and Expense Tracker click on the image for the link.

Total Side Hustle Income – July 2021 = $1,803.48

Total Side Income 2021 (to date) = $5,937.19

Please note that the numbers below and above don’t include tax/expenses so these are less spectacular when you take this into consideration (these are pre-tax figures).

Gardening = $250.30 (approximately 7 hours work)

As mentioned earlier we experienced a drop in our gardening income in July due to taking a weekend off to have a staycation, and two weekends impacted by lockdown restrictions in our state. Hubby also continued to prioritise our own renovating over gardening. In August hubby has decided to increase his gardening hourly rate (which should see us increase income in this area by over 2k a year). If you want to find out more on doing Gardening as a side hustle I cover it in this blog post here.

Airtasker = $0.00

I didn’t complete any tasks on Airtasker in July, but we did actually used Airtasker as a customer for the first time. It was a really great experience. We needed an extra pair of hands to do some painting as part of our Airbnb renovations. It was super last minute, but we were happy with how easy it was to get someone who matched our needs and was affordable. We will definitely use Airtasker again in future. If you want to find out more on doing Airtasker as a side hustle I cover it in this blog post here.

Etsy = $53.18

I love any and all Etsy sales I get, and July was a slight increase on the previous month (thank you I’m forever grateful). I’m currently working on an AirBnB host guide at the moment, which I’m hoping to have ready for the store in September 2021 (so stay tuned). If you would like 10% off any of my Etsy items click here to view my store.

Other (including Market Research) = $1500.00

We had a bit of a windfall in July thanks to my husband being paid for work that he has been doing over the last 6 months. This work involved his new side business which involves custom workshop work with wood, metal and plastics (he is a qualified High School Tech Teacher). This particular job was for an acquittance putting together game boards for a new educational start up. I would love to see him spend more time on this side hustle as we both agree he would like to move into this line of work once we hit FI.

In July I found my usual market research gigs super quiet, and didn’t get invited to any. I therefore made zero in this area in July. You will find links to all of the Market Research companies I’m signed up for here.

Next Month

I’m hopeful that our gardening will go back to usual in August (as long as there are no further lockdown restrictions).

We have set ourselves a goal of $500 of side hustles in August.

Notes: I track my Income and Expenses via my tracker available on my Etsy Store Link Here .

Income and Expense Tracker with Automated Dashboard Single | Etsy

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Side Hustle Income – June 2021

Following our side hustle series detailing the side hustles we participate in we have decided to track and detail the income we generate each month. If you want to read all the previous linked posts you can find them all here.

June marks the end of the financial year for us Australians which means its tax time. The end of the financial year for us side hustlers means it’s time for to prep our receipts, invoices and other items for our tax agent.

Being the end of the financial year it’s also time to calculate our 6 month average monthly side hustle income.

Average Monthly Income = $688.95

Year to Date – Month by Month Comparison

These charts are from my Income and Expense Tracker click on the image for the link.

June 2021 – Side Income Breakdown

These charts are from my Income and Expense Tracker click on the image for the link.

Total Side Hustle Income – June 2021 = $385.31

Total Side Income 2021 (to date) = $4,133.71

We break our side hustles into categories currently.

Please note that the numbers below and above don’t include tax so these are less spectacular when you take this into consideration (these are pre-tax figures).

Gardening = $323.75

Our gardening income has continued to drop as we prioritised our own renovations on the weekends. Hubby has been lucky to develop good relationships with his customers so they have been really understanding of our need to reduce gardening hours this month. We forecast our gardening income to rise a little in July 2021, however we may not see our previous highs of $600 a month in this category for a while. My husband usually works 4-8 hours per week on his gardening side hustle (less this month). If you want to find out more on doing Gardening as a side hustle I cover it in this blog post here.

Airtasker = $0.00

I didn’t complete any tasks on Airtasker in June. June was a huge month in our home due to the competing demands of renovating a house, working full time, and still trying to be a decent human and mother. I still watch for tasks and hope to be back on it shortly. If you want to find out more on doing Airtasker as a side hustle I cover it in this blog post here.

Etsy = $42.56

A nice little month for us here on Etsy, and I’m always forever grateful for any income here as it’s passive income. I’m also working on an AirBnB host guide at the moment, which I’m hoping to have ready for the store in September 2021 (so stay tuned). If you would like 10% off any of my Etsy items click here to view my store.

Other (including Market Research) = $19.00

This consisted 100% of Market Research and I found a great new app called Field Agent (Australian App, not sure if there is an equivalent for those who are reading from overseas). I’m really loving the app, and I’ve added it to my list of This consisted 100% of Market Research and I found a great new app called Field Agent (Australian App, not sure if there is an equivalent for those who are reading from overseas). I’m really loving the app, and I’ve added it to my list of MNext month our other side income will be $1500 thanks to my talented husband who managed to get some additional income through his work connections custom making game boards. which you can read more about here. In April I applied for lots of market research gigs, however was unlucky and didn’t get picked. I think its important for me to mention that I don’t always get picked, and likely spent an hour in April filling in surveys that didn’t amount to any money. You win some you lose some. You will find links to all of the Market Research companies I’m signed up for here. Next month we forecast our other side income to be over $1500 thanks to my talented husband who managed to get some additional income through his work connections custom making game boards.

Notes: I track my Income and Expenses via my tracker available on my Etsy Store Link Here .

Income and Expense Tracker with Automated Dashboard Single | Etsy

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Side Hustle Income – May 2021

Following our side hustle series detailing the side hustles we participate in we have decided to track and detail the income we generate from them each month. This is the second post of many and you can find them all here.

Year to Date – Month by Month Comparison

These charts are from my Income and Expense Tracker click on the image for the link.

May 2021 – Side Income Breakdown

These charts are from my Income and Expense Tracker click on the image for the link.

Total Side Hustle Income – May 2021 = $574.62

Our side hustles for 2021 are broken down into categories.

Please note that the numbers below and above don’t include tax so these are less spectacular when you take this into consideration (these are pre-tax figures).

Gardening = $504.35

Hubby works between 4-8 hours a week doing gardening. He works full time at the moment so his gardening is completed on a Saturday, which isn’t my favourite as it means less family time. That said I’m thankful for the extra income as it’s helping us reduce how much we dip into our savings for our renovations. Our gardening income was down this month due to one of hubby’s customers going on leave, and another switching from weekly to fortnightly visits. At this stage we are not looking to take on more customers so this amount might be the new norm. If you want to find out more on doing Gardening as a side hustle I cover it in this blog post here.

Airtasker = $0.00

Another month of zero tasks in Airtasker. I did have a good look, and almost put in an offer or two but I’m still struggling with just the day to day full time work week to be honest. It’s really hard to hustle when you’re just exhausted from the daily grind (So don’t give yourself a hard time if this is you as well, and make sure to take time out when you need it). If you want to find out more on doing Airtasker as a side hustle I cover it in this blog post here.

Etsy = $25.27

My goal for May was to create some new products, and I didn’t achieve my goal at all. I’m not going to beat myself up about it, but I will try and set some time for it in June. If you would like 10% off any of my Etsy items click here.

Other (including Market Research) = $45.00

After zero market research in April I managed to pick up one 45 minute task on Askable worth $45 ($1 a minute which isn’t bad). I applied for quite a few so for those who keep getting screened out don’t lose hope (Getting screened out happens to the best of us). You will find links to all of the Market Research companies I’m signed up for here.

Notes: I track my Income and Expenses via my tracker available on my Etsy Store Link Here .

Income and Expense Tracker with Automated Dashboard Single | Etsy

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Net Worth Update – May 2021

Goodbye May and welcome to the last month of the financial year (for us Australians) !!! As you know we like to be open and honest with our journey to financial independence so we share our monthly net worth. If you would like to see all net worth posts use this link here.

I’m not sure about you, but May was a pretty uneventful month for us. I would go so far as to call it boring from a financial point of view. May felt like we were just rinsing and repeating April. We automated our investing in April (Feel free to read more about how we automated our investing here), and so we just kind of sat back and let everything do it’s thing according to our investment strategy (You can read all about our investment strategy here).

I’ve tracked our net worth for the last 2 years and enjoy seeing it grow over time. I strongly believe that tracking can assist you on staying the course, because lets face it this getting wealthy business takes time (and it’s easy to feel like you’re not making progress and lose interest).

Being a bit of a spreadsheet nerd I track our net worth in a custom made spreadsheet which is available here for $5.50.

I also track it on a day to day basis on a free IOS app called ‘My Net Worth’ so I can see how I’m going over the month, and then I enter the details from the app into my spreadsheet.

Net worth – $945,323 (up $10,014)

Net Worth Calculator available here
Net Worth Calculator available here

Assets – $1,298,073 (up $9,708)

Another good month here. Our asset increase was made up from our retirement funds (called superannuation here in Australia), and our brokerage.

So what did we do right?

We consistently invested thanks to Pearler’s auto investment feature and invested $4000 this month (If you would like to read more the Pearler Investment Platform use the link here). Our retirement funds also continued to grow thanks to our generous employment benefits (My husband receives 17.5% employer superannuation contributions, and I have deferred tax benefits for any super contributions that are made to my account).

So what did we change?

Changes this month included consolidating my superannuation from my 3 month contract role in the first quarter of 2021. We also made the decision this month to sell out our Spaceship (made a loss), and transfer it to crypto (so we’ll see how that goes….). Please note that Crypto makes up less than 0.1% of our net worth.

What assets do we include?

Often I see a lot of chatter around what should be counted towards your net worth. I don’t believe there are any hard or fast rules, and as you know I’m a huge believer in the saying ‘You do you and I will do me – its a no judgement zone here‘.

For us we like to keep things simple and don’t count our depreciating assets like cars and the boat (otherwise we’d be constantly changing the prices every month).

I also count our primary place of residence towards our net worth as we intend on selling it as part of our financial independence plan.

Additionally we count our retirement accounts (called superannuation in Australia), taxable share/brokerage accounts, and our crypto (yep I know super controversial to add this one in but what the hell).

Liabilities – $353,056 (down $306)

As you can see our home loan decreased this month after we withdrew for renovations last month. We didn’t pay any extra above the minimum as we are still spending any spare dollars over our investing on renovations. I don’t see the situation changing soon, and we actually will likely need to dip into this again in the coming months.

What liabilities do we include?

For liabilities we keep things simple and include anything and anyone we owe money to.

How do you calculate net worth?

If you don’t want to download the free IOS app or use a spreadsheet you can calculate this manually.

  1. Writing down all of your assets and liabilities separately.
  2. Then add up all of your assets together to get a figure (write this down).
  3. Then add up all of your liabilities together to get a figure (write this down).
  4. Then take the sum of your assets and deduct the sum of your liabilities.
  5. This is your net worth.

Net Worth = (Sum of your Assets) – (Sum of your Liabilities)

Happy Calculating !!!!! If you don’t want to do the calculations yourself the Net worth Tracker I use is available in my Etsy shop for $5.50 (click on the image below for the link).

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Side Hustle Income – April 2021

Following our side hustle series detailing the side hustles we participate in we have decided to track and detail the income we generate each month. This is the second post of many and you can find them all here.

First off sorry this post is a little overdue I got a little side tracked in last month (and it slipped my mind).

Year to Date – Month by Month Comparison

These charts are from my Income and Expense Tracker click on the image for the link.

April 2021 – Side Income Breakdown

These charts are from my Income and Expense Tracker click on the image for the link.

Total Side Hustle Income – April 2021 = $773.58

Our side hustles for 2021 are broken down into 5 categories currently.

Please note that the numbers below and above don’t include tax so these are less spectacular when you take this into consideration (these are pre-tax figures).

Gardening = $676.38

We forecast that our income from Gardening in April would be less with Easter. So I was pleasantly surprised that we ended up increasing this slightly. My husband usually works 4-8 hours per week on his gardening side hustle. If you want to find out more on doing Gardening as a side hustle I cover it in this blog post here.

eBay = $0.00

As mentioned in my last post I’m no longer selling on eBay so this is the last month I will report here.

Airtasker = $0.00

I didn’t complete any tasks on Airtasker in April. I just didn’t feel like it to be honest, but I still watch for tasks and hope to be back on it shortly. If you want to find out more on doing Airtasker as a side hustle I cover it in this blog post here.

Etsy = $72.00

It was a quiet month on Etsy. I’ve stopped running ads so this may have contributed. I also haven’t added any new products and this always seems to help. I’m still grateful for what I did earn in April as I didn’t spend anytime on this side hustle this month. I’ve got a few ideas in the pipeline in the next few months so lets see how it goes next month. If you would like 10% off any of my Etsy items click here.

Other (including Market Research) = $25.20

This consisted 100% of bottle deposits which you can read more about here. In April I applied for lots of market research gigs, however was unlucky and didn’t get picked. I think its important for me to mention that I don’t always get picked, and likely spent an hour in April filling in surveys that didn’t amount to any money. You win some you lose some. You will find links to all of the Market Research companies I’m signed up for here.

Notes: I track my Income and Expenses via my tracker available on my Etsy Store Link Here .

Income and Expense Tracker with Automated Dashboard Single | Etsy

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Our Investing Strategy

Today it’s time to pop it all on the table and share with you our current investing strategy. I use the word ‘current’ because we review our plan every 6 months so it could change in the future.

How much do we invest?

We have a recurrent auto transfer of $1000 a week from our regular bank account to our online investment broker Pearler (this transfer was set up within Pearler). Our weekly investment equates to 52k per year.

Every spare cent saved over our weekly $1000 of investing (and our regular expenses) goes towards living our best lives now before we retire early (e.g. Holiday’s, Boating and Renovating).

How often do we invest?

We have the auto investment function set up in Pearler which automatically invests our funds in our selected Exchange Traded Funds (ETF’s) once we have $4000 in our account (every 4 weeks).

With the auto investing feature from Pearler we have taken a very hands off approach to investing, and it’s been a great way for us to overcome ‘analysis paralysis’ (or overthinking investing)

How much do we pay for brokerage?

We pay $9.50 per investment (every 4 weeks).

If you would like to learn more about Pearler, and try it out for yourself use this link here to get your first trade free.

What do we invest in?

We like to keep our portfolio very simple. We want to invest in a diverse range of assets to spread our risk, but I don’t want to have to rebalance our portfolio regularly. As a result we we selected our ETF’s with this in mind.

Our portfolio is made up of two ETF’s, and we aim for a % split of the two in the following way

  • VDHG – 60% (Vanguard Diversified High Growth)
  • DHHF – 40% (BetaShares Diversified All Growth)

Both of these ETF’s are high growth and pre diversified with a variety of different assets underneath them (including Australian Shares, International Shares, US Shares, Bonds, and Emerging Markets to name a few).

DHHF is a very new ETF which was created in December 2020. It’s very similar to VDHG, and many may question my desire to hold both. Personally this decision was made due to wanting to reduce the % of bonds that I hold (and that I started investing in VDHG first).

How do we keep track of our investments?

We use Sharesight to keep track of our investments, and it’s linked to our Pearler account for easy tracking (new ETF purchases are automatically added to my Sharesight account). Sharesight also has an app on your phone which makes it really easy to track your portfolio.

As we have less than 11 holdings we are eligible for a free account. If you would like to read more information about Sharesight use the link here.

What do we do with our dividends?

We have decided that for us the best option is to be enrolled in our Dividend Reinvestment Plan offered within our ETF’s. This means all of our dividends are automatically reinvested and used to purchase more ETF’s.

If you would like to learn more about Dividend Reinvestment Plans use the link here.

If you would like to know how to turn on / or off your Dividend Reinvestment Plan read more here.

An Overview of Our Investing Strategy in 2021

Other Questions?

If you have any other questions feel free to contact me either here by commenting or via social media.

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Disclaimer: This blog is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any information is general in nature and is relevant to my situation. It does not take into account your objectives, financial situation or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on any of the information. While I do my best to provide accurate information, I accept no responsibility for any inaccuracies that may be communicated.

Full List of Pearler Brokerage Free ETF’s

Last month I posted my review on Pearler an online share investment platform (to view the review in full click here). I’ve recently been advised that a link that was posted within it requires you to sign up to Pearler to view so I’m sharing for you here (so you can view without signing up for an account).

One of the big positives of Pearler that I wrote about was the ability to buy a selection of Exchange Traded Funds (ETFs) without brokerage costs. Pearler have 44 brokerage free ETF’s listed on their site at the time of this post and are brokerage free provided you don’t sell any of them within a year. If you do have to sell you will be subject to brokerage costs.

The full list of the 44 ETF’s (free from brokerage costs) from Pearler at 17th May 2021 are as follows (listed from Most Popular to Least Popular on the site):

ETF TickerETF NameInvestment Company that manages the ETF
QUALMSCI Global Quality (ex-AUS)VanEck
ACDCGlobal Battery Tech & Lithium CompaniesETF Securities
ROBOGlobal Robotics & AutomationETF Securities
ESGIMSCI Global SustainableVanEck
ESPOMVIS Global Video Gaming and eSports ETFVanEck
MVWAussie Large-Caps (equal weight)VanEck
CLNES&P Global Clean Energy ETFVanEck
IMPQBetter Future FundeInvest
FANGNYSE FANG+ CompaniesETF Securities
GOLDPhysical GoldETF Securities
CURES&P US BiotechETF Securities
TECHMorningstar Global Tech Wide MoatETF Securities
ZTAUS&P Aussie 300 DividendsETF Securities
QHALMSCI Global Quality (ex-AUS hedged)VanEck
EMKTMSCI Emerging Markets SharesVanEck
MOATMorningstar US Wide MoatVanEck
GRNVMSCI Aussie SustainableVanEck
CETFFTSE China Top 50VanEck
EIGAAussie DividendseInvest
CNEWChina Growth CompaniesVanEck
MVBAussie Large-Cap BanksVanEck
REITFTSE Global Property (ex-AUS hedged)VanEck
GDXGlobal Gold MinersVanEck
GOATMorningstar World ex AUS ‘Wide Moat’VanEck
NDIAIndia Nifty 50 Large CapsETF Securities
ZYUSS&P 500 US Dividends & Low VolatilityETF Securities
ETPMPMPhysical Precious Metal BasketETF Securities
MVES&P Aussie 50 Mid CapsVanEck
ETPMPDPhysical PalladiumETF Securities
LMASNasdaq 100 Long Hedge FundETF Securities
QSMLMSCI World Small Cap Quality 150 (ex Aus)VanEck
DVDYMorningstar AUS Dividend Yield Focus ETFVanEck
ESTXEurope 50 Large CapsETF Securities
MVAAussie Large Cap PropertyVanEck
MVRAussie Large Cap ResourcesVanEck
MVSAussie Small Cap DividendsVanEck
VLUEMSCI International Value 250 (ex AUS)VanEck
ETPMAGPhysical SilverETF Securities
HLTHMarketGrader Developed Markets (ex-AUS) Health Care ETFVanEck
IFRAFTSE Global Infrastructure (50/50 hedged)VanEck
SNASNasdaq 100 Short Hedge FundETF Securities
EBNDJ P Morgan Emerging Markets Bonds (50/50 hedged)VanEck
ETPMPTPhysical PlatinumETF Securities
SUBDAussie Subordinated BondsVanEck

As you can see I’ve listed the ETF ticker, ETF name and the company that offer the ETF’s. You can use these details to then search online and complete your own research before deciding whether or not to invest.

If you do choose to invest feel free to use my referral code here to get your first trade free (regardless of what you invest in) which is worth $9.50.

Please note: This is just a list of ETF’s that are available brokerage free on Pearler, and it is not a recommendation of what you should invest in. Please ensure you always do your own research before investing.

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